Hours 6

AL-Retirement Planning Strategies

Or log in to access your purchased courses

Lessons

AL-Retirement Planning Strategies Chapter 2

Social Security It is the rare individual who, while making plans for retirement, does not ask the question, “How much will I get from Social Security?” At one time, Social…

AL-Retirement Planning Strategies Chapter 3

Qualified Employer Plans About 55 percent of all full-time workers participate in an employer-sponsored retirement plan.10 During retirement, retirees receive around 19 percent of their annual income from these plans.11…

AL-Retirement Planning Strategies Chapter 4

401(k) Plans Considering how common 401(k) plans have become, it is interesting to note that they actually came about accidentally. Unlike individual retirement accounts, for example, which had vocal supporters…

AL-Retirement Planning Strategies Chapter 5

Retirement Plans for Small Businesses and the Self-Employed As noted in an earlier chapter, employees of small firms have their own set of retirement plan options. They can use these…

AL-Retirement Planning Strategies Chapter 6

Individual Retirement Accounts (IRAs) Individual retirement accounts are one of the results of the Employee Retirement Income Security Act of 1974 (ERISA). However, not until 1982 did they become widely…

AL-Retirement Planning Strategies Chapter 7

Retirement Investments As we have learned, the three primary sources that fund retirement for most are Social Security, pension benefits, and personal savings and investments. For the average American, Social…

AL-Retirement Planning Strategies Chapter 8

Retirement Plan Distributions Among the critical decisions that a person must make upon retirement is that of withdrawing the benefits from a retirement plan or plans, both employer-sponsored and individual.…